77 Pond Ave APT 502BrooklineMA02445
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 77 Pond Ave APT 502, Brookline, MA, 02445 in Brookline fits: $1,274,900, 5.16% gross yield, and a projected 5% annual appreciation rate adding $352,231 in value within five years. Rental yield 5.16%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.96) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $11,742/yr in principal paydown and $352,231 in appreciation project a total return of $225,576.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.0% |
| Monthly Cash Flow | $(4,122) | $1,500 |
City averages based on Brookline market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,478 |
| Total Monthly Debt Service | $9,093 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
N/A lot
$N/A/sqft
$1,565 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02445, Brookline, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,713 (100%) |
| Owner Occupied HU | 4,885 (50.3%) |
| Renter Occupied HU | 4,310 (44.4%) |
| Vacant Housing Units | 518 ( 5.3%) |
| Median Home Value | $1,434,996 |
| Average Home Value | $1,485,186 |
Housing Distribution
Address Breakdown
Residential
8,726
Single Family
3,687
Multi-Family
5,039
Businesses
497
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
N/A lot
$N/A/sqft
$1,565 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02445, Brookline, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,713 (100%) |
| Owner Occupied HU | 4,885 (50.3%) |
| Renter Occupied HU | 4,310 (44.4%) |
| Vacant Housing Units | 518 ( 5.3%) |
| Median Home Value | $1,434,996 |
| Average Home Value | $1,485,186 |
Housing Distribution
Address Breakdown
Residential
8,726
Single Family
3,687
Multi-Family
5,039
Businesses
497
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices