77 Church StMohawkNY13407








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mohawk at 77 Church St, Mohawk, NY, 13407 listed at $130,000 pairs $1,660/mo rent with a $636/mo payment to leave $792/mo cash flow. Total monthly income runs $1,660/mo, and annual cash flow reaches $9,506/yr on $43,095 cash to close. Return on cash invested measures 41.97% in year one, and rental yield registers 15.32% at a $130,000 basis. Equity gained on principal adds $839/yr, and annual property appreciation at 5% supports $35,917 by year five. Five-year ROI tracks 221.85% and total cumulative return in cash totals $95,607. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,660/mo property income relative to a $636/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1900
8,886 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13407, Mohawk, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,420 (100%) |
| Owner Occupied HU | 1,566 (64.7%) |
| Renter Occupied HU | 585 (24.2%) |
| Vacant Housing Units | 269 (11.1%) |
| Median Home Value | $163,484 |
| Average Home Value | $217,225 |
Housing Distribution
Address Breakdown
Residential
2,194
Single Family
2,153
Multi-Family
41
Businesses
113
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