769 Robinhood RdAnnapolisMD21405
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.16% gross rental yield, 769 Robinhood Rd, Annapolis, MD, 21405 in Annapolis is priced for capital growth, not immediate cash flow. The $1,250,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $345,352 by year five, with $11,513/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.59) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $185,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 5.4% |
| Monthly Cash Flow | $(4,484) | $1,850 |
City averages based on Annapolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,290 |
| Total Monthly Debt Service | $7,277 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
8,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21405, Annapolis, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 339 (100%) |
| Owner Occupied HU | 220 (64.9%) |
| Renter Occupied HU | 11 ( 3.2%) |
| Vacant Housing Units | 108 (31.9%) |
| Median Home Value | $946,970 |
| Average Home Value | $1,101,614 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
8,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21405, Annapolis, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 339 (100%) |
| Owner Occupied HU | 220 (64.9%) |
| Renter Occupied HU | 11 ( 3.2%) |
| Vacant Housing Units | 108 (31.9%) |
| Median Home Value | $946,970 |
| Average Home Value | $1,101,614 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices