7657 Pea Ridge RdLulaGA30554
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Lula rentals match the income profile of 7657 Pea Ridge Rd, Lula, GA, 30554. Listed at $799,000, gross rent is $7,069/mo and net cash flow is $2,206/mo, a 10.62% yield well above national averages. DSCR 1.97 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $220,749 by year five with $7,359/yr in annual principal reduction, projecting $444,555 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 8.0% |
| Monthly Cash Flow | $2,206 | $1,500 |
City averages based on Lula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,069 |
| Total Monthly Debt Service | $4,545 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30554, Lula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,527 (100%) |
| Owner Occupied HU | 2,713 (76.9%) |
| Renter Occupied HU | 602 (17.1%) |
| Vacant Housing Units | 212 ( 6.0%) |
| Median Home Value | $379,301 |
| Average Home Value | $443,298 |
Housing Distribution
Address Breakdown
Residential
3,231
Single Family
3,231
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30554, Lula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,527 (100%) |
| Owner Occupied HU | 2,713 (76.9%) |
| Renter Occupied HU | 602 (17.1%) |
| Vacant Housing Units | 212 ( 6.0%) |
| Median Home Value | $379,301 |
| Average Home Value | $443,298 |
Housing Distribution
Address Breakdown
Residential
3,231
Single Family
3,231
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices