765 Washington StSaint MarysPA15857








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Marys at 765 Washington St, Saint Marys, PA, 15857 with 5% annual appreciation on a $152,800 basis while $1,356/mo rent supports operations. Total monthly income totals $1,356/mo and a $748/mo payment preserves $355/mo for cash returns. Annual cash flow comes to $4,255/yr on $50,653 deployed, and return on cash invested reaches 28.31% in year one. Equity gained on principal adds $986/yr, and five-year appreciation sums $42,216 alongside rental yield of 10.65%. Five-year ROI measures 148.39% and total cumulative return in cash totals $75,165.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,356/mo property income versus a $748/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1944
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15857, Saint Marys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,010 (100%) |
| Owner Occupied HU | 4,215 (70.1%) |
| Renter Occupied HU | 1,254 (20.9%) |
| Vacant Housing Units | 541 ( 9.0%) |
| Median Home Value | $186,332 |
| Average Home Value | $221,130 |
Housing Distribution
Address Breakdown
Residential
5,741
Single Family
5,551
Multi-Family
190
Businesses
562
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