525 N Saint Marys StSaint MarysPA15857








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Marys at 525 N Saint Marys St, Saint Marys, PA, 15857 offers $1,196/mo rent that, after a $636/mo payment, leaves $345/mo cash flow. Total monthly income is $1,196/mo, and annual cash flow is $4,135/yr on $43,062 cash. Return on cash invested measures 29.51% in year one, and rental yield stands at 11.05% at a $129,900 entry. Equity gained on principal adds $838/yr while 5% annual appreciation compounds into $35,889 by year five. Five-year ROI records 154.85% and total cumulative return in cash reaches $66,679. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,196/mo property income versus a $636/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1945
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15857, Saint Marys, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,010 (100%) |
| Owner Occupied HU | 4,215 (70.1%) |
| Renter Occupied HU | 1,254 (20.9%) |
| Vacant Housing Units | 541 ( 9.0%) |
| Median Home Value | $186,332 |
| Average Home Value | $221,130 |
Housing Distribution
Address Breakdown
Residential
5,741
Single Family
5,551
Multi-Family
190
Businesses
562
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Nearby investment properties with comparable prices



Listed by: Gale O'Neill • Elk County Real Estate
Mls Name: ECBR
Mls ID: #25-258
Disclaimer: Copyright Elk Cameron Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.








