765 Bear Creek RdQuitmanLA71268
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 765 Bear Creek Rd, Quitman, LA, 71268 in Quitman: $1,482/mo in rent, $354/mo in net income, 9.77% gross yield, 1.81 DSCR, all at $182,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $50,311 in appreciation and $1,677/yr in principal paydown projects total cumulative return of $91,873.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $354 | $400 |
City averages based on Quitman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,482 |
| Total Monthly Debt Service | $1,056 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71268, Quitman, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,495 (100%) |
| Owner Occupied HU | 1,036 (69.3%) |
| Renter Occupied HU | 246 (16.5%) |
| Vacant Housing Units | 213 (14.2%) |
| Median Home Value | $134,009 |
| Average Home Value | $163,453 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,112
Multi-Family
10
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71268, Quitman, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,495 (100%) |
| Owner Occupied HU | 1,036 (69.3%) |
| Renter Occupied HU | 246 (16.5%) |
| Vacant Housing Units | 213 (14.2%) |
| Median Home Value | $134,009 |
| Average Home Value | $163,453 |
Housing Distribution
Address Breakdown
Residential
1,122
Single Family
1,112
Multi-Family
10
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices