7630 Tomlinson Ave APT 28Cabin JohnMD20818
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 7630 Tomlinson Ave APT 28, Cabin John, MD, 20818 in Cabin John is a conservative rental investment at $335,000. Rental yield 6.96%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $92,554; $3,085/yr in principal paydown supplements. Total projected return: $103,333.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.0% |
| Monthly Cash Flow | $(140) | $2,500 |
City averages based on Cabin John market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,944 |
| Total Monthly Debt Service | $2,197 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices