7610 N Lake Blvd #40Tahoe VistaCA96148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 7610 N Lake Blvd #40, Tahoe Vista, CA, 96148 in Tahoe Vista achieves 1.62, rent of $1,964/mo covers the $1,214/mo payment 1.5x over at $270,000. Rental yield 8.73%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $74,596 over five years, with $2,487/yr in principal reduction bringing total projected return to $76,457.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $(454) | $1,200 |
City averages based on Tahoe Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,964 |
| Total Monthly Debt Service | $2,311 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
$730 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96148, Tahoe Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,537 (100%) |
| Owner Occupied HU | 375 (24.4%) |
| Renter Occupied HU | 204 (13.3%) |
| Vacant Housing Units | 958 (62.3%) |
| Median Home Value | $980,183 |
| Average Home Value | $1,158,193 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
$730 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96148, Tahoe Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,537 (100%) |
| Owner Occupied HU | 375 (24.4%) |
| Renter Occupied HU | 204 (13.3%) |
| Vacant Housing Units | 958 (62.3%) |
| Median Home Value | $980,183 |
| Average Home Value | $1,158,193 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: C. Kelly Smith • Centr-21 Tahoe North, Realtors
Mls Name: TSMLS
Mls Provider:
Mls ID: #20251231
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