760 Alta Reservoir RdAltaCA95701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 760 Alta Reservoir Rd, Alta, CA, 95701 in Alta. Priced at $138,000, it generates $2,528/mo in gross rent and $1,620/mo in net monthly cash flow, a 21.99% yield that comfortably supports the 4.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,440. Five-year appreciation: $38,127. Equity from principal paydown: $1,271/yr. Total projected cumulative return: $156,808.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22% | 5.0% |
| Monthly Cash Flow | $1,620 | $1,500 |
City averages based on Alta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,528 |
| Total Monthly Debt Service | $854 |
| DSCR Ratio | 2.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95701, Alta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 284 (57.4%) |
| Renter Occupied HU | 66 (13.3%) |
| Vacant Housing Units | 145 (29.3%) |
| Median Home Value | $865,234 |
| Average Home Value | $952,183 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95701, Alta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 284 (57.4%) |
| Renter Occupied HU | 66 (13.3%) |
| Vacant Housing Units | 145 (29.3%) |
| Median Home Value | $865,234 |
| Average Home Value | $952,183 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Javen Bains • Realty One Group Complete
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224100726
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.