76 Hawk RdgClioCA96106
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.62% yield at 76 Hawk Rdg, Clio, CA, 96106 in Clio is solid, but the $3,142/mo payment compresses net cash flow to $35/mo at $698,760. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $193,055 by year five, and $6,436/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.41) without U.S. income documentation. Total projected return: $267,591.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $35 | $900 |
City averages based on Clio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,438 |
| Total Monthly Debt Service | $4,124 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96106, Clio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 362 (100%) |
| Owner Occupied HU | 151 (41.7%) |
| Renter Occupied HU | 28 ( 7.7%) |
| Vacant Housing Units | 183 (50.6%) |
| Median Home Value | $538,580 |
| Average Home Value | $542,053 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96106, Clio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 362 (100%) |
| Owner Occupied HU | 151 (41.7%) |
| Renter Occupied HU | 28 ( 7.7%) |
| Vacant Housing Units | 183 (50.6%) |
| Median Home Value | $538,580 |
| Average Home Value | $542,053 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices