76 Clydesdale LnPrince FrederickMD20678
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 76 Clydesdale Ln, Prince Frederick, MD, 20678 in Prince Frederick speaks for itself: 13.32% gross on a $425,900 price, generating $4,728/mo in rent and $2,019/mo in net income after the $1,915/mo debt service. DSCR 2.47, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,229 stacks alongside $117,668 in projected five-year appreciation and $3,923/yr in principal reduction. Projected total cumulative return: $291,750.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.2% |
| Monthly Cash Flow | $2,019 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,728 |
| Total Monthly Debt Service | $2,539 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
2,300 sqft lot
$N/A/sqft
$360 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20678, Prince Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,107 (100%) |
| Owner Occupied HU | 3,643 (71.3%) |
| Renter Occupied HU | 1,216 (23.8%) |
| Vacant Housing Units | 248 ( 4.9%) |
| Median Home Value | $482,669 |
| Average Home Value | $533,779 |
Housing Distribution
Address Breakdown
Residential
4,960
Single Family
4,419
Multi-Family
541
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
2,300 sqft lot
$N/A/sqft
$360 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20678, Prince Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,107 (100%) |
| Owner Occupied HU | 3,643 (71.3%) |
| Renter Occupied HU | 1,216 (23.8%) |
| Vacant Housing Units | 248 ( 4.9%) |
| Median Home Value | $482,669 |
| Average Home Value | $533,779 |
Housing Distribution
Address Breakdown
Residential
4,960
Single Family
4,419
Multi-Family
541
Businesses
796
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices