756 Ruddy DrGraysonGA30017
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 756 Ruddy Dr, Grayson, GA, 30017 in Grayson deserves attention. This $449,990 property earns $4,744/mo in rent, a 12.65% gross yield, and nets $2,005/mo after the $2,023/mo payment. DSCR 2.35 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $124,324 compounds alongside $4,144/yr in yearly equity build, for a total cumulative return of $299,505.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.0% |
| Monthly Cash Flow | $2,005 | $250 |
City averages based on Grayson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,744 |
| Total Monthly Debt Service | $2,560 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30017, Grayson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,531 (100%) |
| Owner Occupied HU | 7,706 (80.9%) |
| Renter Occupied HU | 1,571 (16.5%) |
| Vacant Housing Units | 254 ( 2.7%) |
| Median Home Value | $433,415 |
| Average Home Value | $471,908 |
Housing Distribution
Address Breakdown
Residential
8,883
Single Family
8,166
Multi-Family
717
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30017, Grayson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,531 (100%) |
| Owner Occupied HU | 7,706 (80.9%) |
| Renter Occupied HU | 1,571 (16.5%) |
| Vacant Housing Units | 254 ( 2.7%) |
| Median Home Value | $433,415 |
| Average Home Value | $471,908 |
Housing Distribution
Address Breakdown
Residential
8,883
Single Family
8,166
Multi-Family
717
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices