7552 Mountain Laurel Dr APT D6VictorID83455
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 7552 Mountain Laurel Dr APT D6, Victor, ID, 83455 in Victor fits: $495,000, 5.82% gross yield, and a projected 5% annual appreciation rate adding $136,759 in value within five years. Rental yield 5.82%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.08) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,559/yr in principal paydown and $136,759 in appreciation project a total return of $131,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(883) | $250 |
City averages based on Victor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $3,086 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
N/A lot
$N/A/sqft
$5,220 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
N/A lot
$N/A/sqft
$5,220 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices