7521 Valley AvePhiladelphiaPA19128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7521 Valley Ave, Philadelphia, PA, 19128 in Philadelphia earns its strong cash-flow label: 10.36% yield, $3,454/mo rent, $832/mo net income, DSCR 1.92. The $399,999 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $110,512 by year five. Combined with $3,684/yr in principal paydown, total projected return reaches $205,905.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $832 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,454 |
| Total Monthly Debt Service | $2,462 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
3,776 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19128, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,353 (100%) |
| Owner Occupied HU | 9,719 (53.0%) |
| Renter Occupied HU | 7,428 (40.5%) |
| Vacant Housing Units | 1,206 ( 6.6%) |
| Median Home Value | $354,389 |
| Average Home Value | $387,145 |
Housing Distribution
Address Breakdown
Residential
18,459
Single Family
14,560
Multi-Family
3,899
Businesses
659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
3,776 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19128, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,353 (100%) |
| Owner Occupied HU | 9,719 (53.0%) |
| Renter Occupied HU | 7,428 (40.5%) |
| Vacant Housing Units | 1,206 ( 6.6%) |
| Median Home Value | $354,389 |
| Average Home Value | $387,145 |
Housing Distribution
Address Breakdown
Residential
18,459
Single Family
14,560
Multi-Family
3,899
Businesses
659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vanessa Jarymovych • Elfant Wissahickon-Rittenhouse Square
Mls Name: Bright MLS
Mls ID: #PAPH2552732