7501 Democracy Blvd APT 421BethesdaMD20817
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7501 Democracy Blvd APT 421, Bethesda, MD, 20817 in Bethesda earns a respectable 10.74% gross yield at $399,000, but after the $1,794/mo mortgage the net cash flow is $56/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.99) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $110,236 over five years, making equity the dominant return driver. Total projected return: $221,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.3% |
| Monthly Cash Flow | $56 | $1,200 |
City averages based on Bethesda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,572 |
| Total Monthly Debt Service | $2,323 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20817, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,838 (100%) |
| Owner Occupied HU | 10,944 (79.1%) |
| Renter Occupied HU | 2,269 (16.4%) |
| Vacant Housing Units | 625 ( 4.5%) |
| Median Home Value | $1,190,385 |
| Average Home Value | $1,272,190 |
Housing Distribution
Address Breakdown
Residential
14,729
Single Family
12,383
Multi-Family
2,346
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20817, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,838 (100%) |
| Owner Occupied HU | 10,944 (79.1%) |
| Renter Occupied HU | 2,269 (16.4%) |
| Vacant Housing Units | 625 ( 4.5%) |
| Median Home Value | $1,190,385 |
| Average Home Value | $1,272,190 |
Housing Distribution
Address Breakdown
Residential
14,729
Single Family
12,383
Multi-Family
2,346
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices