75 TIMOGA TrailSaint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 75 TIMOGA Trail, Saint Augustine, FL, 32084 in Saint Augustine: $3,830/mo in rent, $388/mo in net income, 10.33% gross yield, 1.91 DSCR, all at $445,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $122,945 in appreciation and $4,098/yr in principal paydown projects total cumulative return of $196,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $388 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,830 |
| Total Monthly Debt Service | $3,265 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2022
1,875 sqft lot
$N/A/sqft
$489 monthly HOA
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2022
1,875 sqft lot
$N/A/sqft
$489 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices