748 E 137th St #1BronxNY10454
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 748 E 137th St #1, Bronx, NY, 10454 in Bronx at $695,000, 4.82% gross yield, is a market-growth asset. Rental yield 4.82%. The $2,789/mo rent partially funds the $3,125/mo debt service; the core return is the 5%/yr price growth projected to add $192,016 over five years. Ziffy Mortgage's DSCR mortgage (0.89) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $145,852.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.1% |
| Monthly Cash Flow | $(1,852) | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,789 |
| Total Monthly Debt Service | $4,365 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10454, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,033 (100%) |
| Owner Occupied HU | 714 ( 4.7%) |
| Renter Occupied HU | 13,176 (87.6%) |
| Vacant Housing Units | 1,143 ( 7.6%) |
| Median Home Value | $791,102 |
| Average Home Value | $782,496 |
Housing Distribution
Address Breakdown
Residential
15,314
Single Family
1,272
Multi-Family
14,042
Businesses
947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10454, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,033 (100%) |
| Owner Occupied HU | 714 ( 4.7%) |
| Renter Occupied HU | 13,176 (87.6%) |
| Vacant Housing Units | 1,143 ( 7.6%) |
| Median Home Value | $791,102 |
| Average Home Value | $782,496 |
Housing Distribution
Address Breakdown
Residential
15,314
Single Family
1,272
Multi-Family
14,042
Businesses
947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices