7472 W Layton WayLittletonCO80123
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 7472 W Layton Way, Littleton, CO, 80123 in Littleton at $604,900 earns $3,979/mo in rent and nets $88/mo after the $2,720/mo payment, a 7.89% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $167,123 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $5,571/yr in principal paydown, total projected return reaches $235,677.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.1% |
| Monthly Cash Flow | $88 | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,979 |
| Total Monthly Debt Service | $3,650 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
4,791 sqft lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
4,791 sqft lot
$N/A/sqft
$360 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices