746-748 7th AveSan FranciscoCA94118
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 746-748 7th Ave, San Francisco, CA, 94118 in San Francisco fits: $1,695,000, 5.42% gross yield, and a projected 5% annual appreciation rate adding $468,297 in value within five years. Rental yield 5.42%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,611/yr in principal paydown and $468,297 in appreciation project a total return of $460,462.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 4.5% |
| Monthly Cash Flow | $(2,832) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,654 |
| Total Monthly Debt Service | $9,811 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1913
2,996 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1913
2,996 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices