7455 Putnam RdCassadagaNY14718
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 7455 Putnam Rd, Cassadaga, NY, 14718 in Cassadaga: $1,184/mo in rent, $390/mo in net income, 11.94% gross yield, 2.21 DSCR, all at $119,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $32,878 in appreciation and $1,096/yr in principal paydown projects total cumulative return of $70,445.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $390 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,184 |
| Total Monthly Debt Service | $747 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14718, Cassadaga, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 655 (63.0%) |
| Renter Occupied HU | 122 (11.7%) |
| Vacant Housing Units | 263 (25.3%) |
| Median Home Value | $173,302 |
| Average Home Value | $217,263 |
Housing Distribution
Address Breakdown
Residential
706
Single Family
704
Multi-Family
2
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14718, Cassadaga, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 655 (63.0%) |
| Renter Occupied HU | 122 (11.7%) |
| Vacant Housing Units | 263 (25.3%) |
| Median Home Value | $173,302 |
| Average Home Value | $217,263 |
Housing Distribution
Address Breakdown
Residential
706
Single Family
704
Multi-Family
2
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices