745 Van Trojen RoadChimacumWA98325
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 745 Van Trojen Road, Chimacum, WA, 98325 in Chimacum fits: $1,695,000, 4.18% gross yield, and a projected 5% annual appreciation rate adding $468,297 in value within five years. Rental yield 4.18%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.77) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,611/yr in principal paydown and $468,297 in appreciation project a total return of $365,746.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(4,284) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,905 |
| Total Monthly Debt Service | $9,515 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
79.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98325, Chimacum, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 746 (71.7%) |
| Renter Occupied HU | 174 (16.7%) |
| Vacant Housing Units | 120 (11.5%) |
| Median Home Value | $695,545 |
| Average Home Value | $809,615 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
555
Multi-Family
3
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
79.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98325, Chimacum, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,040 (100%) |
| Owner Occupied HU | 746 (71.7%) |
| Renter Occupied HU | 174 (16.7%) |
| Vacant Housing Units | 120 (11.5%) |
| Median Home Value | $695,545 |
| Average Home Value | $809,615 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
555
Multi-Family
3
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices