745 Main StEl SegundoCA90245
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.48% gross rental yield, 745 Main St, El Segundo, CA, 90245 in El Segundo is priced for capital growth, not immediate cash flow. The $890,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $245,891 by year five, with $8,197/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.83) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $196,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.0% |
| Monthly Cash Flow | $(2,835) | $1,500 |
City averages based on El Segundo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,320 |
| Total Monthly Debt Service | $5,152 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90245, El Segundo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,459 (100%) |
| Owner Occupied HU | 3,048 (40.9%) |
| Renter Occupied HU | 4,083 (54.7%) |
| Vacant Housing Units | 328 ( 4.4%) |
| Median Home Value | $1,592,362 |
| Average Home Value | $1,598,321 |
Housing Distribution
Address Breakdown
Residential
7,436
Single Family
4,033
Multi-Family
3,403
Businesses
2,165
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90245, El Segundo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,459 (100%) |
| Owner Occupied HU | 3,048 (40.9%) |
| Renter Occupied HU | 4,083 (54.7%) |
| Vacant Housing Units | 328 ( 4.4%) |
| Median Home Value | $1,592,362 |
| Average Home Value | $1,598,321 |
Housing Distribution
Address Breakdown
Residential
7,436
Single Family
4,033
Multi-Family
3,403
Businesses
2,165
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alejandro Abad • Tower-60
Mls Name: CRMLS
Mls ID: #SB26021787