7432 E Private Road 375 NPolandIN47868
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 7432 E Private Road 375 N, Poland, IN, 47868 in Poland at $154,800 earns $980/mo in rent and nets $51/mo after the $696/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $42,768 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $1,426/yr in principal paydown, total projected return reaches $61,884.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $51 | $150 |
City averages based on Poland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $980 |
| Total Monthly Debt Service | $868 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
11.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47868, Poland, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,492 (100%) |
| Owner Occupied HU | 994 (66.6%) |
| Renter Occupied HU | 202 (13.5%) |
| Vacant Housing Units | 296 (19.8%) |
| Median Home Value | $171,488 |
| Average Home Value | $208,556 |
Housing Distribution
Address Breakdown
Residential
1,431
Single Family
1,286
Multi-Family
145
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
11.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47868, Poland, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,492 (100%) |
| Owner Occupied HU | 994 (66.6%) |
| Renter Occupied HU | 202 (13.5%) |
| Vacant Housing Units | 296 (19.8%) |
| Median Home Value | $171,488 |
| Average Home Value | $208,556 |
Housing Distribution
Address Breakdown
Residential
1,431
Single Family
1,286
Multi-Family
145
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices