7420 Raleigh StreetWestminsterCO80030
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 7420 Raleigh Street, Westminster, CO, 80030 in Westminster at $440,000 earns $2,641/mo in rent and nets $77/mo after the $1,979/mo payment, a 7.2% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $121,564 over five years. Ziffy Mortgage underwrites this on a 1.33 DSCR without U.S. credit history. With $4,052/yr in principal paydown, total projected return reaches $171,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.8% |
| Monthly Cash Flow | $77 | $1,850 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,641 |
| Total Monthly Debt Service | $2,389 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80030, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,403 (100%) |
| Owner Occupied HU | 3,155 (49.3%) |
| Renter Occupied HU | 2,824 (44.1%) |
| Vacant Housing Units | 424 ( 6.6%) |
| Median Home Value | $497,315 |
| Average Home Value | $534,928 |
Housing Distribution
Address Breakdown
Residential
6,329
Single Family
5,096
Multi-Family
1,233
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80030, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,403 (100%) |
| Owner Occupied HU | 3,155 (49.3%) |
| Renter Occupied HU | 2,824 (44.1%) |
| Vacant Housing Units | 424 ( 6.6%) |
| Median Home Value | $497,315 |
| Average Home Value | $534,928 |
Housing Distribution
Address Breakdown
Residential
6,329
Single Family
5,096
Multi-Family
1,233
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: REcolorado
Mls ID: #5772692