7412 Sandpiper PlPhiladelphiaPA19153
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.32% yield at 7412 Sandpiper Pl, Philadelphia, PA, 19153 in Philadelphia is solid, but the $1,430/mo payment compresses net cash flow to $121/mo at $317,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $87,857 by year five, and $2,929/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.54) without U.S. income documentation. Total projected return: $128,831.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $121 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,204 |
| Total Monthly Debt Service | $1,957 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
1,958 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19153, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,688 (100%) |
| Owner Occupied HU | 3,028 (53.2%) |
| Renter Occupied HU | 2,121 (37.3%) |
| Vacant Housing Units | 539 ( 9.5%) |
| Median Home Value | $204,778 |
| Average Home Value | $262,001 |
Housing Distribution
Address Breakdown
Residential
5,350
Single Family
4,940
Multi-Family
410
Businesses
425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
1,958 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19153, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,688 (100%) |
| Owner Occupied HU | 3,028 (53.2%) |
| Renter Occupied HU | 2,121 (37.3%) |
| Vacant Housing Units | 539 ( 9.5%) |
| Median Home Value | $204,778 |
| Average Home Value | $262,001 |
Housing Distribution
Address Breakdown
Residential
5,350
Single Family
4,940
Multi-Family
410
Businesses
425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices