7400 Mooncrest WaySacramentoCA95831
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 7400 Mooncrest Way, Sacramento, CA, 95831 in Sacramento worth study. Rental yield 3.78%. The 3.78% gross yield is below cash-flow benchmarks at $830,000, but 5% annual appreciation, adding $229,314 over five years, frames this as a capital growth position. Rent of $2,611/mo partially offsets the $3,732/mo payment. Ziffy Mortgage finances appreciation-play properties (0.70 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $152,322.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 4.8% |
| Monthly Cash Flow | $(2,523) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,611 |
| Total Monthly Debt Service | $4,804 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1973
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1973
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joyce Lin • HomeSmart ICARE Realty
Mls Name: MetroList Services of CA
Mls ID: #225123959