7376 Wisteria LnWhittierCA90602
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 7376 Wisteria Ln, Whittier, CA, 90602 in Whittier. At $1,125,000 it earns $8,726/mo in rent and distributes $1,206/mo to the owner after the $5,059/mo payment, a consistent 9.31% yield. DSCR 1.72 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $310,817 in value; $10,361/yr in principal paydown compounds ownership stake. Total projected return: $506,557.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $1,206 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,726 |
| Total Monthly Debt Service | $7,073 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.46 Acres lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90602, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,426 (100%) |
| Owner Occupied HU | 3,466 (36.8%) |
| Renter Occupied HU | 5,572 (59.1%) |
| Vacant Housing Units | 388 ( 4.1%) |
| Median Home Value | $781,602 |
| Average Home Value | $824,171 |
Housing Distribution
Address Breakdown
Residential
8,997
Single Family
5,647
Multi-Family
3,350
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.46 Acres lot
$N/A/sqft
$203 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90602, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,426 (100%) |
| Owner Occupied HU | 3,466 (36.8%) |
| Renter Occupied HU | 5,572 (59.1%) |
| Vacant Housing Units | 388 ( 4.1%) |
| Median Home Value | $781,602 |
| Average Home Value | $824,171 |
Housing Distribution
Address Breakdown
Residential
8,997
Single Family
5,647
Multi-Family
3,350
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices