735 Hunt AveSaint HelenaCA94574
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Saint Helena rental at 735 Hunt Ave, Saint Helena, CA, 94574 sits in the solid-income band: 8.88% gross yield, $5,552/mo rent, $913/mo net after the $3,372/mo debt service, DSCR 1.65. Entry price of $750,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $207,211 and $6,908/yr in principal reduction bring total cumulative return to $343,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.5% |
| Monthly Cash Flow | $913 | $1,500 |
City averages based on Saint Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,552 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
7,671 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94574, Saint Helena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,240 (100%) |
| Owner Occupied HU | 1,866 (44.0%) |
| Renter Occupied HU | 1,437 (33.9%) |
| Vacant Housing Units | 937 (22.1%) |
| Median Home Value | $1,714,286 |
| Average Home Value | $1,630,202 |
Housing Distribution
Address Breakdown
Residential
4,116
Single Family
3,579
Multi-Family
537
Businesses
862
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
7,671 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94574, Saint Helena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,240 (100%) |
| Owner Occupied HU | 1,866 (44.0%) |
| Renter Occupied HU | 1,437 (33.9%) |
| Vacant Housing Units | 937 (22.1%) |
| Median Home Value | $1,714,286 |
| Average Home Value | $1,630,202 |
Housing Distribution
Address Breakdown
Residential
4,116
Single Family
3,579
Multi-Family
537
Businesses
862
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices