734 N 7th StSiltCO81652
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 734 N 7th St, Silt, CO, 81652 in Silt deserves attention. This $179,950 property earns $1,871/mo in rent, a 12.48% gross yield, and nets $822/mo after the $809/mo payment. DSCR 2.31 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $49,717 compounds alongside $1,657/yr in yearly equity build, for a total cumulative return of $120,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 8.0% |
| Monthly Cash Flow | $822 | $1,200 |
City averages based on Silt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,871 |
| Total Monthly Debt Service | $977 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81652, Silt, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,104 (100%) |
| Owner Occupied HU | 1,584 (75.3%) |
| Renter Occupied HU | 431 (20.5%) |
| Vacant Housing Units | 89 ( 4.2%) |
| Median Home Value | $593,074 |
| Average Home Value | $707,708 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,973
Multi-Family
17
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
1.21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81652, Silt, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,104 (100%) |
| Owner Occupied HU | 1,584 (75.3%) |
| Renter Occupied HU | 431 (20.5%) |
| Vacant Housing Units | 89 ( 4.2%) |
| Median Home Value | $593,074 |
| Average Home Value | $707,708 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,973
Multi-Family
17
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices