734 Long Run RdMill HallPA17751
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 734 Long Run Rd, Mill Hall, PA, 17751 in Mill Hall: $2,138/mo in rent, $487/mo in net income, 10.18% gross yield, 1.89 DSCR, all at $252,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $69,623 in appreciation and $2,321/yr in principal paydown projects total cumulative return of $127,318.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $487 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,138 |
| Total Monthly Debt Service | $1,551 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,347 (73.1%) |
| Renter Occupied HU | 523 (16.3%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $247,133 |
| Average Home Value | $289,823 |
Housing Distribution
Address Breakdown
Residential
3,027
Single Family
2,997
Multi-Family
30
Businesses
235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,347 (73.1%) |
| Renter Occupied HU | 523 (16.3%) |
| Vacant Housing Units | 340 (10.6%) |
| Median Home Value | $247,133 |
| Average Home Value | $289,823 |
Housing Distribution
Address Breakdown
Residential
3,027
Single Family
2,997
Multi-Family
30
Businesses
235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary F Schlectic • BERKSHIRE HATHAWAY HOMESERVICES HOMESALE REALTY
Mls Name: CSVBOR
Mls ID: #20-99352
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.