7331 Shelby Pl #U22Rancho CucamongaCA91739
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7331 Shelby Pl #U22, Rancho Cucamonga, CA, 91739 in Rancho Cucamonga speaks for itself: 11.14% gross on a $639,900 price, generating $5,939/mo in rent and $1,695/mo in net income after the $2,877/mo debt service. DSCR 2.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,343 stacks alongside $176,793 in projected five-year appreciation and $5,894/yr in principal reduction. Projected total cumulative return: $353,022.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $1,695 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,939 |
| Total Monthly Debt Service | $3,989 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
1,696 sqft lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
1,696 sqft lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices