7322 Ruskin RdPhiladelphiaPA19151
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Philadelphia rental at 7322 Ruskin Rd, Philadelphia, PA, 19151 sits in the solid-income band: 9.22% gross yield, $2,689/mo rent, $396/mo net after the $1,574/mo debt service, DSCR 1.71. Entry price of $349,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $96,698 and $3,224/yr in principal reduction bring total cumulative return to $158,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $396 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,689 |
| Total Monthly Debt Service | $2,154 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1950
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19151, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,244 (100%) |
| Owner Occupied HU | 7,730 (58.4%) |
| Renter Occupied HU | 4,305 (32.5%) |
| Vacant Housing Units | 1,209 ( 9.1%) |
| Median Home Value | $224,170 |
| Average Home Value | $267,717 |
Housing Distribution
Address Breakdown
Residential
12,804
Single Family
11,391
Multi-Family
1,413
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1950
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19151, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,244 (100%) |
| Owner Occupied HU | 7,730 (58.4%) |
| Renter Occupied HU | 4,305 (32.5%) |
| Vacant Housing Units | 1,209 ( 9.1%) |
| Median Home Value | $224,170 |
| Average Home Value | $267,717 |
Housing Distribution
Address Breakdown
Residential
12,804
Single Family
11,391
Multi-Family
1,413
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly McGrath • HomeSmart Realty Advisors
Mls Name: Bright MLS
Mls ID: #PAPH2560468