7322 281st Pl NWStanwoodWA98292
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7322 281st Pl NW, Stanwood, WA, 98292 in Stanwood. Priced at $680,000, it generates $8,440/mo in gross rent and $4,352/mo in net monthly cash flow, a 14.89% yield that comfortably supports the 2.76 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $52,224. Five-year appreciation: $187,871. Equity from principal paydown: $6,263/yr. Total projected cumulative return: $537,382.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.2% |
| Monthly Cash Flow | $4,352 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $8,440 |
| Total Monthly Debt Service | $3,817 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98292, Stanwood, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,175 (100%) |
| Owner Occupied HU | 7,463 (73.3%) |
| Renter Occupied HU | 1,923 (18.9%) |
| Vacant Housing Units | 789 ( 7.8%) |
| Median Home Value | $782,401 |
| Average Home Value | $865,471 |
Housing Distribution
Address Breakdown
Residential
9,543
Single Family
9,169
Multi-Family
374
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98292, Stanwood, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,175 (100%) |
| Owner Occupied HU | 7,463 (73.3%) |
| Renter Occupied HU | 1,923 (18.9%) |
| Vacant Housing Units | 789 ( 7.8%) |
| Median Home Value | $782,401 |
| Average Home Value | $865,471 |
Housing Distribution
Address Breakdown
Residential
9,543
Single Family
9,169
Multi-Family
374
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A