731 N Hills DrCharlestonWV25387
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 731 N Hills Dr, Charleston, WV, 25387 in Charleston deserves attention. This $135,000 property earns $1,404/mo in rent, a 12.48% gross yield, and nets $606/mo after the $607/mo payment. DSCR 2.31 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $37,298 compounds alongside $1,243/yr in yearly equity build, for a total cumulative return of $90,098.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 9.8% |
| Monthly Cash Flow | $606 | $425 |
City averages based on Charleston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,404 |
| Total Monthly Debt Service | $744 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25387, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,892 (100%) |
| Owner Occupied HU | 1,291 (44.6%) |
| Renter Occupied HU | 1,096 (37.9%) |
| Vacant Housing Units | 505 (17.5%) |
| Median Home Value | $98,247 |
| Average Home Value | $166,882 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,268
Multi-Family
141
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25387, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,892 (100%) |
| Owner Occupied HU | 1,291 (44.6%) |
| Renter Occupied HU | 1,096 (37.9%) |
| Vacant Housing Units | 505 (17.5%) |
| Median Home Value | $98,247 |
| Average Home Value | $166,882 |
Housing Distribution
Address Breakdown
Residential
2,409
Single Family
2,268
Multi-Family
141
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy Underwood • Impact Realty Group
Mls Name: KVBR
Mls Provider:
Mls ID: #279838
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.