731 Glen LnSciotaPA18354
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 731 Glen Ln, Sciota, PA, 18354 in Sciota. Priced at $489,000, it generates $6,905/mo in gross rent and $3,700/mo in net monthly cash flow, a 16.94% yield that comfortably supports the 3.14 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $44,406. Five-year appreciation: $135,102. Equity from principal paydown: $4,504/yr. Total projected cumulative return: $424,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 6.2% |
| Monthly Cash Flow | $3,700 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,905 |
| Total Monthly Debt Service | $3,010 |
| DSCR Ratio | 2.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
3.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18354, Sciota, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 388 (100%) |
| Owner Occupied HU | 263 (67.8%) |
| Renter Occupied HU | 94 (24.2%) |
| Vacant Housing Units | 31 ( 8.0%) |
| Median Home Value | $268,534 |
| Average Home Value | $293,793 |
Housing Distribution
Address Breakdown
Residential
390
Single Family
390
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
3.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18354, Sciota, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 388 (100%) |
| Owner Occupied HU | 263 (67.8%) |
| Renter Occupied HU | 94 (24.2%) |
| Vacant Housing Units | 31 ( 8.0%) |
| Median Home Value | $268,534 |
| Average Home Value | $293,793 |
Housing Distribution
Address Breakdown
Residential
390
Single Family
390
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices