730 Applause PlSan JoseCA95134
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 730 Applause Pl, San Jose, CA, 95134 in San Jose is a conservative rental investment at $635,000. Rental yield 6.12%. A 1.13 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $175,439; $5,848/yr in principal paydown supplements. Total projected return: $172,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(1,089) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,236 |
| Total Monthly Debt Service | $4,073 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1993
N/A lot
$N/A/sqft
$397 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95134, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,963 (100%) |
| Owner Occupied HU | 1,797 (12.9%) |
| Renter Occupied HU | 11,340 (81.2%) |
| Vacant Housing Units | 826 ( 5.9%) |
| Median Home Value | $346,787 |
| Average Home Value | $664,604 |
Housing Distribution
Address Breakdown
Residential
14,013
Single Family
2,053
Multi-Family
11,960
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1993
N/A lot
$N/A/sqft
$397 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95134, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,963 (100%) |
| Owner Occupied HU | 1,797 (12.9%) |
| Renter Occupied HU | 11,340 (81.2%) |
| Vacant Housing Units | 826 ( 5.9%) |
| Median Home Value | $346,787 |
| Average Home Value | $664,604 |
Housing Distribution
Address Breakdown
Residential
14,013
Single Family
2,053
Multi-Family
11,960
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices