728 N 3rd StReadingPA19601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Reading rentals match the income profile of 728 N 3rd St, Reading, PA, 19601. Listed at $275,000, gross rent is $4,202/mo and net cash flow is $2,400/mo, a 18.34% yield well above national averages. DSCR 3.40 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $75,977 by year five with $2,533/yr in annual principal reduction, projecting $259,119 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 7.2% |
| Monthly Cash Flow | $2,400 | $450 |
City averages based on Reading market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,202 |
| Total Monthly Debt Service | $1,693 |
| DSCR Ratio | 2.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,227 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,227 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices