727 11th StCrescent CityCA95531
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 727 11th St, Crescent City, CA, 95531 in Crescent City at $310,000 earns $1,938/mo in rent and nets $20/mo after the $1,394/mo payment, a 7.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,647 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $2,855/yr in principal paydown, total projected return reaches $118,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $20 | $1,200 |
City averages based on Crescent City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,938 |
| Total Monthly Debt Service | $1,794 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
6,120 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95531, Crescent City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,282 (100%) |
| Owner Occupied HU | 5,212 (56.2%) |
| Renter Occupied HU | 3,033 (32.7%) |
| Vacant Housing Units | 1,037 (11.2%) |
| Median Home Value | $379,148 |
| Average Home Value | $435,256 |
Housing Distribution
Address Breakdown
Residential
8,224
Single Family
7,484
Multi-Family
740
Businesses
742
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
6,120 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95531, Crescent City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,282 (100%) |
| Owner Occupied HU | 5,212 (56.2%) |
| Renter Occupied HU | 3,033 (32.7%) |
| Vacant Housing Units | 1,037 (11.2%) |
| Median Home Value | $379,148 |
| Average Home Value | $435,256 |
Housing Distribution
Address Breakdown
Residential
8,224
Single Family
7,484
Multi-Family
740
Businesses
742
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices