726 W Columbus St, Giddings, TX, 78942 | 3.87% Rental Yield

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726 W Columbus St, Giddings, TX, 78942 | 3.87% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Giddings at 726 W Columbus St, Giddings, TX, 78942 with 5% annual appreciation on a $370,000 basis while $1,194/mo rent supports operations. 85% in year one. Equity gained on principal adds $2,388/yr, and five-year appreciation sums $102,224 alongside rental yield of 3.87%. Five-year ROI measures 28.65% and total cumulative return in cash totals $35,141. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,194/mo property income versus a $1,811/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

5,662 sqft lot

$N/A/sqft

No HOA

More details about the property

Under Construction, offer early and select your finishes and flooring. This home will include approximately 1950 square feet of living space with 4 bedrooms and 2 bathrooms. The open concept layout offers plenty of space for day to day living and entertaining. The kitchen will be outfitted with an island that contains the sink and dishwasher and seating for convenient everyday use. Other features will include quartz countertops, stainless kitchen appliances, lots of cabinets, plenty of prep space for cooking, and a spacious pantry. Extras include tray ceilings in the living room and primary bedroom and waterproof vinyl plank flooring throughout (NO CARPET). The primary bathroom will have dual sinks, a large step-in shower, and a huge closet. Exterior finishes will include Hardi-type siding with decorative stone accents, covered porches, a sodded front yard, and privacy fencing. Current tax information does not include the home. Living SF is approximate and should be verified by buyer.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78942, Giddings, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,135 (100%)
Owner Occupied HU	2,609 (63.1%)
Renter Occupied HU	960 (23.2%)
Vacant Housing Units	566 (13.7%)
Median Home Value	$264,817
Average Home Value	$315,636