7241 Montgomery Dr.San AntonioTX78239
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.6% gross rental yield, 7241 Montgomery Dr, San Antonio, TX, 78239 in San Antonio is priced for capital growth, not immediate cash flow. The $869,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $240,337 by year five, with $8,012/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.85) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $143,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.8% |
| Monthly Cash Flow | $(2,951) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,335 |
| Total Monthly Debt Service | $5,940 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2023
6,969 sqft lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2023
6,969 sqft lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices