723 Johnson Hollow RdBeaver DamsNY14812
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Beaver Dams rental at 723 Johnson Hollow Rd, Beaver Dams, NY, 14812 sits in the solid-income band: 8.65% gross yield, $5,544/mo rent, $409/mo net after the $3,458/mo debt service, DSCR 1.60. Entry price of $769,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $212,461 and $7,083/yr in principal reduction bring total cumulative return to $319,540.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $409 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,544 |
| Total Monthly Debt Service | $4,829 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
64.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14812, Beaver Dams, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,446 (100%) |
| Owner Occupied HU | 1,075 (74.3%) |
| Renter Occupied HU | 195 (13.5%) |
| Vacant Housing Units | 176 (12.2%) |
| Median Home Value | $195,156 |
| Average Home Value | $223,709 |
Housing Distribution
Address Breakdown
Residential
1,302
Single Family
1,243
Multi-Family
59
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
64.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14812, Beaver Dams, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,446 (100%) |
| Owner Occupied HU | 1,075 (74.3%) |
| Renter Occupied HU | 195 (13.5%) |
| Vacant Housing Units | 176 (12.2%) |
| Median Home Value | $195,156 |
| Average Home Value | $223,709 |
Housing Distribution
Address Breakdown
Residential
1,302
Single Family
1,243
Multi-Family
59
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices