722 2nd St SEMoultrieGA31768
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 722 2nd St SE, Moultrie, GA, 31768 in Moultrie earns a 8.77% gross yield at $250,000. Rent of $2,924/mo nets $490/mo after the $1,124/mo mortgage. The 2.60 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $69,070 and $2,303/yr in equity accumulation project a total cumulative return of $182,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.0% |
| Monthly Cash Flow | $490 | $150 |
City averages based on Moultrie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,924 |
| Total Monthly Debt Service | $1,460 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31768, Moultrie, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,116 (100%) |
| Owner Occupied HU | 5,296 (52.4%) |
| Renter Occupied HU | 3,762 (37.2%) |
| Vacant Housing Units | 1,058 (10.5%) |
| Median Home Value | $152,267 |
| Average Home Value | $211,605 |
Housing Distribution
Address Breakdown
Residential
9,240
Single Family
8,620
Multi-Family
620
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31768, Moultrie, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,116 (100%) |
| Owner Occupied HU | 5,296 (52.4%) |
| Renter Occupied HU | 3,762 (37.2%) |
| Vacant Housing Units | 1,058 (10.5%) |
| Median Home Value | $152,267 |
| Average Home Value | $211,605 |
Housing Distribution
Address Breakdown
Residential
9,240
Single Family
8,620
Multi-Family
620
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices