7214 Saint Elmo AveSaint LouisMO63143
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 7214 Saint Elmo Ave, Saint Louis, MO, 63143 in Saint Louis is a conservative rental investment at $429,900. Rental yield 6.7%. A 1.24 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $118,773; $3,959/yr in principal paydown supplements. Total projected return: $145,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 7.8% |
| Monthly Cash Flow | $(277) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $2,506 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,749 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63143, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 2,376 (41.5%) |
| Renter Occupied HU | 2,828 (49.4%) |
| Vacant Housing Units | 522 ( 9.1%) |
| Median Home Value | $275,000 |
| Average Home Value | $311,952 |
Housing Distribution
Address Breakdown
Residential
5,318
Single Family
3,209
Multi-Family
2,109
Businesses
572
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26027129