7214 Ray Creek DrBrooksvilleFL34601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 7214 Ray Creek Dr, Brooksville, FL, 34601 in Brooksville deserves attention. This $407,560 property earns $3,889/mo in rent, a 11.45% gross yield, and nets $1,030/mo after the $1,833/mo payment. DSCR 2.12 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $112,601 compounds alongside $3,754/yr in yearly equity build, for a total cumulative return of $231,572.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $1,030 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,889 |
| Total Monthly Debt Service | $2,542 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HCMLS
Mls ID: #2258181