7201 Via MariaSan JoseCA95139
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 7201 Via Maria, San Jose, CA, 95139 in San Jose is a conservative rental investment at $1,388,888. Rental yield 6.44%. A 1.19 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $383,724; $12,792/yr in principal paydown supplements. Total projected return: $448,671.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(1,218) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,459 |
| Total Monthly Debt Service | $8,124 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
6,970 sqft lot
$N/A/sqft
$63 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
6,970 sqft lot
$N/A/sqft
$63 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95139, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,283 (100%) |
| Owner Occupied HU | 1,762 (77.2%) |
| Renter Occupied HU | 484 (21.2%) |
| Vacant Housing Units | 37 ( 1.6%) |
| Median Home Value | $1,192,475 |
| Average Home Value | $1,290,261 |
Housing Distribution
Address Breakdown
Residential
2,220
Single Family
2,136
Multi-Family
84
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices