719 Camas DrWinchesterID83555
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.49%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $110,236, and $3,675/yr in principal equity projects total return of $139,109.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(181) | $300 |
City averages based on Winchester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $2,182 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83555, Winchester, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 290 (100%) |
| Owner Occupied HU | 161 (55.5%) |
| Renter Occupied HU | 35 (12.1%) |
| Vacant Housing Units | 94 (32.4%) |
| Median Home Value | $281,944 |
| Average Home Value | $343,323 |
Housing Distribution
Address Breakdown
Residential
78
Single Family
52
Multi-Family
26
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83555, Winchester, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 290 (100%) |
| Owner Occupied HU | 161 (55.5%) |
| Renter Occupied HU | 35 (12.1%) |
| Vacant Housing Units | 94 (32.4%) |
| Median Home Value | $281,944 |
| Average Home Value | $343,323 |
Housing Distribution
Address Breakdown
Residential
78
Single Family
52
Multi-Family
26
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices