719-275 Juniper Ridge RdRavendaleCA96123
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 719-275 Juniper Ridge Rd, Ravendale, CA, 96123 in Ravendale speaks for itself: 14.11% gross on a $120,000 price, generating $1,411/mo in rent and $669/mo in net income after the $540/mo debt service. DSCR 2.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,026 stacks alongside $33,154 in projected five-year appreciation and $1,105/yr in principal reduction. Projected total cumulative return: $88,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 5.2% |
| Monthly Cash Flow | $669 | $300 |
City averages based on Ravendale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,411 |
| Total Monthly Debt Service | $695 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
120 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96123, Ravendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 57 (100%) |
| Owner Occupied HU | 21 (36.8%) |
| Renter Occupied HU | 13 (22.8%) |
| Vacant Housing Units | 23 (40.4%) |
| Median Home Value | $541,667 |
| Average Home Value | $529,762 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
120 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96123, Ravendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 57 (100%) |
| Owner Occupied HU | 21 (36.8%) |
| Renter Occupied HU | 13 (22.8%) |
| Vacant Housing Units | 23 (40.4%) |
| Median Home Value | $541,667 |
| Average Home Value | $529,762 |
Housing Distribution
Address Breakdown
Residential
25
Single Family
25
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices