7170 Little Thames Dr #179GainesvilleVA20155
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 7170 Little Thames Dr #179, Gainesville, VA, 20155 in Gainesville. At $395,100 it earns $2,953/mo in rent and distributes $488/mo to the owner after the $1,777/mo payment, a consistent 8.97% yield. DSCR 1.66 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $109,159 in value; $3,639/yr in principal paydown compounds ownership stake. Total projected return: $181,281.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $488 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,953 |
| Total Monthly Debt Service | $2,308 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1,191 sqft lot
$N/A/sqft
$70 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20155, Gainesville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,010 (100%) |
| Owner Occupied HU | 11,157 (85.8%) |
| Renter Occupied HU | 1,615 (12.4%) |
| Vacant Housing Units | 238 ( 1.8%) |
| Median Home Value | $684,202 |
| Average Home Value | $725,420 |
Housing Distribution
Address Breakdown
Residential
12,972
Single Family
12,092
Multi-Family
880
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
1,191 sqft lot
$N/A/sqft
$70 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20155, Gainesville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,010 (100%) |
| Owner Occupied HU | 11,157 (85.8%) |
| Renter Occupied HU | 1,615 (12.4%) |
| Vacant Housing Units | 238 ( 1.8%) |
| Median Home Value | $684,202 |
| Average Home Value | $725,420 |
Housing Distribution
Address Breakdown
Residential
12,972
Single Family
12,092
Multi-Family
880
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A