715 McCleary AveDaytonOH45406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 715 McCleary Ave, Dayton, OH, 45406 in Dayton: $1,369/mo in rent, $602/mo net, 14.09% gross yield, all on a $116,600 acquisition. The 2.61 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $32,214 in value, and $1,074/yr in principal paydown steadily builds equity. Projected total cumulative return: $83,192.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 8.1% |
| Monthly Cash Flow | $602 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,369 |
| Total Monthly Debt Service | $721 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
4,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
4,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Bunch • Glasshouse Realty Group
Mls Name: DABR MLS
Mls Provider:
Mls ID: #929598
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.